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Why Canada’s Housing Crisis Got Worse ft. Carolyn Whitzman

Canada didn’t “suddenly” become unaffordable.

This conversation explains the policy failures, incentives, and fixes now shaping the housing crisis.

In this episode, we break down:

  • why Canada’s housing crisis was decades in the making
  • how federal housing policy changed in the 1990s and what followed
  • the collapse of non-market housing, co-op housing, and affordable housing supply
  • why home prices, rent, and evictions have surged across Canada
  • how zoning restrictions, development fees, and bureaucracy affect housing affordability
  • the role of inherited wealth, the “bank of mom and dad,” and unequal access to homeownership
  • what Canada can learn from Vienna, Singapore, Whistler, and other housing models
  • practical ideas to increase affordable housing through public land, density, and faster approvals

  • Hosts: Brian Isted
  • Guests: Dr. Carolyn Whitzman

Carolyn Whitzman, author of Home Truths, joins the show to unpack why housing affordability in Canada keeps getting worse, what governments got wrong, and which real-world housing solutions could still work here.

⏱️ Timestamps:

  • 00:00 Intro
  • 02:00 How Canada’s affordable housing system broke down
  • 04:10 What non-market housing actually means
  • 08:20 How homeownership became an investment machine
  • 12:10 Zoning, rents, and the affordability collapse
  • 14:00 Inherited wealth and the bank of mom and dad
  • 16:35 Airbnb, evictions, and worsening housing pressure
  • 18:50 What Vienna and Singapore got right
  • 23:00 Why Canada resists proven housing models
  • 26:10 Development fees, bureaucracy, and policy failures
  • 31:45 The Canada Post land idea for new housing
  • 35:10 Housing for workers, trades, and military families
  • 39:20 Final thoughts on fixing Canada’s housing crisis

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Pillars: Housing

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